Blossum Insights · Wholesale Investors Only
Understand The Fundamentals. Invest With Clarity.
Plain-language guides to private credit, PIE fund structures, and property-secured lending in New Zealand. Built for wholesale investors who want to know exactly what’s behind their investment.
All Guides & Resources
01
Security
First vs Second Mortgage Explained
What registered mortgages mean for property-secured lending, and why the ranking matters when you’re evaluating where your capital sits.
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02
Risk
How Loan-to-Value Ratios Affect Risk
Why LVR is one of the most important metrics in property-secured lending, and how a disciplined approach to LVR builds real headroom across the portfolio.
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03
Market
NZ Property Market Insights
What wholesale investors in property-secured lending should understand about the NZ property market, and what actually matters for fund performance.
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04
Market Update
RBNZ April 2026 OCR Decision
What the RBNZ’s April 2026 Official Cash Rate decision means for NZ private credit and for wholesale investors in property-secured lending.
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05
Positioning
Real Estate Collateral: The Hidden Edge
Why tangible, registered real estate security gives NZ private credit a structural advantage over unsecured or corporate-debt strategies, and how it shapes risk-adjusted returns.
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Ready to Put Your Capital to Work?
The Fund targets a return of 8% p.a. (after fees, before tax). Distributions paid monthly. Returns generated from loans secured over NZ property. Wholesale investors only. Returns are not guaranteed and may vary.
Explore the Fund →Wholesale investors only · Past performance is not a reliable indicator of future performance · Capital is at risk · T&Cs apply · *The Fund targets a return of 8% p.a., after fees, before tax; returns are not guaranteed and may vary
