Return For Our Investors
We focus on careful deal selection, conservative loan structures, and active oversight throughout the life of every loan. Each investment is backed by registered New Zealand property security, with strict risk controls and ongoing monitoring — not a passive set and forget approach.
Clear reporting, defined terms, and direct access to the investment team, exclusively for wholesale investors.
About Blossum
Blossum is a New Zealand-based private credit manager providing property secured lending opportunities to wholesale investors. We work closely with experienced borrowers and structure each loan with clear terms, registered security, and disciplined risk parameters.
Our focus is simple: protect capital, manage risk conservatively, and deliver consistent income through a transparent PIE fund structure.
Blossum
Wholesale Fund
Blossum Wholesale Fund offers wholesale investors a disciplined way to preserve and grow wealth. Your capital is deployed into secured business lending across New Zealand, giving you stable exposure with the reassurance of real assets behind every loan.
8% p.a. return
before tax, after fee
28% tax rate
capped for investor (including trusts)
Property Backed
the Fund's loans are secured by first & second ranking mortgages
Blossum Wholesale Fund Approach
Rigorous Due Diligence
Every business we fund goes through strict credit checks, property valuations, and risk analysis. Only opportunities that meet our conservative criteria make it into the Fund.
Simple Investment Process
Once qualified as a wholesale investor, you can invest with confidence knowing your capital is pooled into a professionally managed, asset backed fund.
Clear Agreements & Documentation
Every investor receives clear documentation, including the Information Memorandum, fund terms, and supporting agreements. You'll always know what you're investing in and the terms involved.
Steady Distributions
Investors receive distributions directly, supported by property secured business loans. You'll also get regular reporting so you can track your investment with ease and confidence.
Protecting investors' capital is our top priority
Please note that past performance is not a reliable indicator of future performance.
Important Investor Questions
A wholesale investor is someone who meets the criteria in Schedule 1 of the Financial Markets Conduct Act 2013 (NZ) (for example, based on experience, certification or financial thresholds). Use our quick guide to see whether you may qualify. This offer is not available to retail investors.
To date, we have not experienced a loss of investor capital or missed interest payments on loans funded via our platform. We apply a consistent credit and risk framework to each opportunity. Past performance is not a guarantee of future results.
You're investing in a loan secured against real estate. The loan is asset backed, typically with a first ranking mortgage over the security property. Interest payments are made as set out in the loan agreement (for example, monthly).
We fund loans to companies, trusts and experienced individuals in real estate—often for bridging, refurbishment or working capital. Each loan undergoes credit assessment and is offered only where we consider it meets our criteria.
The typical maximum LVR is up to 75% of the property value (loan specific). A lower LVR can reduce risk if conditions change, but it does not remove risk.