International Investor
AIP Visa: Growth Category
Invest In New Zealand
Safe Country. Stable Economy.
Smart Investment.
Put your capital to work in one of the world’s most transparent and well-governed economies*, secured by New Zealand property, earning monthly distributions, and qualifying your path to permanent residency. Non-resident investors pay just 1.44%* tax on NZ-source interest income through our PIE fund structure. Eligible investors only.
* New Zealand ranks among the top 2 countries globally for transparency and governance. Source: Transparency International Corruption Perceptions Index 2023; World Bank Worldwide Governance Indicators.
Approved for the Active Investor Plus Visa: Growth Category
The Blossum AIP Wholesale Fund is officially listed on Invest New Zealand’s Acceptable Managed Funds register, confirming the Fund qualifies as an acceptable investment under Immigration NZ’s AIP visa Growth Category.
An investor migrant can provide the Invest NZ listing confirmation as direct evidence of qualifying investment at visa application, no separate fund-level approval required.
Growth Category
NZ SME Private Credit: Simply Explained
Capital is deployed as loans to New Zealand small and medium businesses, supporting real-economy growth, employment and productivity, aligned with the AIP visa mandate for genuine economic contribution.
Non-Resident Investors Pay Just 1.44%* Tax on NZ Interest Income
Through New Zealand’s PIE (Portfolio Investment Entity) fund structure, non-resident investors who register as Notified Foreign Investors (NFI) are taxed at just 1.44%* on NZ-source interest income, one of the lowest tax rates available to international investors anywhere in the world. Eligible investors only.
This rate is set under New Zealand law and applies specifically to interest income earned through a qualifying PIE fund. The Blossum AIP Fund is structured as a PIE, making it fully eligible.
0%
1.44%*
15%
28%
Non-residents who are not NZ tax residents, not a controlled foreign company, not a non-resident trustee of an NZ trust, and not a foreign investment fund in respect of which a New Zealand resident has an income interest of 10% or more.
Notify the fund that you are a Notified Foreign Investor and provide your full name, date of birth, home country address, and your country’s tax identification number (TIN). Our team assists you through onboarding.
If you are a Notified Foreign Investor, on an NZD $5M investment, NZ-sourced interest attributable to you is taxed at 1.44%* and paid at the fund level. The distributions to you are not subject to further NZ tax; and no NZ income tax return is required for this income.
Secured Lending Across
New Zealand’s Real Economy
100% NZD-denominated private credit financing to productive NZ businesses, no direct overseas market exposure, meeting AIP visa requirements in full.
Capital Protection is Our Priority
Strict portfolio construction rules designed to protect investor capital, monitored by the Investment Committee on a regular basis.
To maintain a disciplined strategy the Fund excludes:
Investment Committee: formal portfolio oversight and regular review
Independent Advisory Board: deep credit and governance expertise
Clearly defined delegated authority framework
Active monitoring: risk metrics, diversification and compliance reviewed regularly
How We Protect Your Capital
Wholesale property credit is only as good as the rules around it. Every Blossum loan is underwritten against a strict framework, and the portfolio is monitored weekly by the Investment Committee.
Registered first mortgages
Every loan is secured by a first-ranking registered mortgage over New Zealand property. We sit ahead of any other creditor on the title.
75% portfolio LVR cap
The portfolio’s weighted-average loan-to-value ratio is held below 75%. That equity buffer absorbs property value movement before investor capital is exposed.
Conservative valuations
Independent registered valuers assess every security property, using current market evidence and as-is value, not optimistic forward projections.
Active loan monitoring
Every facility is tracked through its life: interest cover, drawdowns, completion milestones, exit progress. Issues are flagged early and managed before they become losses.
Geographic diversification
No single region carries the portfolio. Concentration limits cap exposure to any one borrower, sector or location, so a soft local market doesn’t drag the whole fund.
Short terms, defined exits
Loans run 6 to 12 months with the exit strategy underwritten at entry: refinance, sale or development completion. Capital recycles fast; risk doesn’t compound.
Returns of 8% p.a. are not guaranteed and may vary. All investments carry risk of capital loss. Past performance is not a reliable indicator of future performance. The Blossum Wholesale Fund is offered to wholesale investors only. See the Information Memorandum before investing.
AIP Visa Pathways
The Blossum AIP Wholesale Fund qualifies under both AIP visa categories. Choose the pathway that fits your investment level and lifestyle requirements.
The minimum investment in the Blossum fund is NZD $1M. The full AIP visa requirement is NZD $5M, investors can allocate their full $5M to Blossum, or spread across multiple qualifying funds for diversification. Our team can walk you through what structure works best for your situation.
Your Path to New Zealand
Starts Here.
Request the Information Memorandum, review full fund details, returns, risk factors and subscription terms. Our team will personally guide you through every step of the AIP visa investment process.
Wholesale investors only. Past performance is not a guarantee of future returns. T&Cs apply.
Advising clients on AIP investment?
Blossum is on the AIP acceptable-investments register. We work directly with immigration advisors, accountants and financial advisors to slot Blossum into client AIP portfolios, with fast turnaround documentation and white-label-ready materials.