Get the Investor Pack*
Wholesale investors only. We’ll confirm eligibility and send you the full IM.
Wholesale investors only. We’ll use your details to send the Investor Pack and confirm wholesale eligibility. We don’t pass your information to third parties.
When part of your income is unpredictable, the rest of your portfolio shouldn’t be.
Blossum offers 8% p.a. return, backed by registered NZ property security and paid monthly, so one part of your portfolio stays predictable when other income doesn’t.
Wholesale investors only.
Idle capital has a cost most investors never see on a statement.
It shows up as time passing. When interest rates are low and inflation keeps running, capital sitting still is quietly falling behind in real terms.
Your financial buffer stays flat. Your financial runway stays exactly the same length it was last year. The upside from a good year slowly gets absorbed by doing nothing.
Silent. Invisible on paper. But the cost compounds. And income that moves year to year, without a stable counterpart, leaves your whole financial picture exposed.
Property-backed income. Paid monthly. Built for wholesale investors. 🏡
Every loan backed by first or second mortgages over NZ property. Real assets. Real foundation.
Genuine headroom built into every single loan: not optimism, discipline.
Income lands in your account every month. Not at the end of a long wait. Plan around it. See it working.
Short cycles. Portfolio reviewed and refreshed regularly, not locked into long term assumptions that may no longer hold.
Tax capped at 28%. A meaningful structural advantage for serious investors.
Every loan assessed for serviceability, exit strategy, valuation, and credit quality. Process-led, not ad hoc.
Paid as monthly distributions to investors.
Buffer built in as a discipline, not a guideline.
Wholesale investors only. 12-month lock-up, then 90-day notice.
Returns are not guaranteed. Capital is at risk. See IM for full terms.
What’s underneath an investment matters as much as the number. 🔎
Many investors focus on the return first. Experienced investors ask a different question first: what’s actually backing it?
Every Blossum loan is backed by registered property security. It doesn’t remove risk. Nothing does. But it means the foundation is real, and that changes how the whole investment feels. 🛡️
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Registered first & second mortgages over NZ property on every loan -
75% LVR cap: headroom between the lending and asset value, always -
Conservative valuations on every loan before approval -
Exit strategy review: every loan assessed for how it exits, not just how it starts -
6 to 12 month terms: refreshed regularly, not set and forgotten for years
Stop waiting on your returns. Blossum pays monthly.
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Plan around it. Monthly income changes how a portfolio feels in real life, not just on a statement.
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See it working. Progress that’s visible every month, not a number you wait a year to check.
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Build your financial position faster. Compounding income creates a stronger long term base.
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Not because it’s the biggest number. Because it’s a reliable one, and reliability is exactly what unpredictable income needs beside it.
You’re ready to stop letting capital drift.
Your income has seasons, and you want capital that doesn’t
You understand real assets and want that foundation underneath your capital
You’re done with capital sitting idle and quietly falling behind
You want monthly distributions you can actually see and plan around
You want income not tied to equity markets or forces outside your control
You’re a wholesale investor ready to put meaningful capital to work properly
If that’s you, the next step takes two minutes. 👇
Common Questions
Capital after a good year has one job. Make sure it’s doing it.
Explore the Blossum PIE Fund. Get the Investor Pack and see if it fits your portfolio. No commitment. No obligation.
*Wholesale investors only. Past performance is not a guarantee of future returns. T&Cs apply. See our website for more details.
How We Protect Your Capital
Wholesale property credit is only as good as the rules around it. Every Blossum loan is underwritten against a strict framework, and the portfolio is monitored weekly by the Investment Committee.
Registered first mortgages
Every loan is secured by a first-ranking registered mortgage over New Zealand property. We sit ahead of any other creditor on the title.
75% portfolio LVR cap
The portfolio’s weighted-average loan-to-value ratio is held below 75%. That equity buffer absorbs property value movement before investor capital is exposed.
Conservative valuations
Independent registered valuers assess every security property, using current market evidence and as-is value, not optimistic forward projections.
Active loan monitoring
Every facility is tracked through its life: interest cover, drawdowns, completion milestones, exit progress. Issues are flagged early and managed before they become losses.
Geographic diversification
No single region carries the portfolio. Concentration limits cap exposure to any one borrower, sector or location, so a soft local market doesn’t drag the whole fund.
Short terms, defined exits
Loans run 6 to 12 months with the exit strategy underwritten at entry: refinance, sale or development completion. Capital recycles fast; risk doesn’t compound.
Returns of 8% p.a. are not guaranteed and may vary. All investments carry risk of capital loss. Past performance is not a reliable indicator of future performance. The Blossum Wholesale Fund is offered to wholesale investors only. See the Information Memorandum before investing.
Why Blossum vs the alternatives
Most income strategies trade one thing for another: yield for security, security for liquidity, liquidity for tax efficiency. Here is how the Blossum Wholesale Fund stacks up against the options most investors already know.
| Bank term deposit | Listed property fund | P2P lending | Blossum Wholesale Fund | |
|---|---|---|---|---|
| Return (p.a.) | ~3% | Variable | 7 to 12% | 8% p.a. |
| Income frequency | Monthly or at maturity | Quarterly or annual | Monthly | Monthly |
| Capital security | Government-guaranteed* | None | Unsecured or partial collateral | First-ranking mortgages, max 75% portfolio LVR |
| Tax | RWT at marginal rate | Imputation / PIE | Marginal rate | PIE, capped at 28% |
| Minimum investment | Often $1K | Listed unit price | Variable | $150,000 |
| Liquidity | Term-locked | Daily on market | Variable | 6-month minimum, 90-day notice |
| Important | All investments carry risk. Returns shown are targets, not guarantees. Past performance is not a reliable indicator of future performance. | |||
* The NZ Depositor Compensation Scheme covers eligible bank deposits up to NZD $100,000 per depositor, per institution, from July 2025. Comparison is illustrative only and based on typical market characteristics, individual products will vary. The Blossum Wholesale Fund is available to wholesale investors only as defined by the Financial Markets Conduct Act 2013. Read the Information Memorandum before investing.